American Dream, Betrayed By Bad Economic Policy
I started the day poorly this morning, when I listened to Donald Barlett and James Steele interviewed on NPR about their new book, American Dream,’ Betrayed By Bad Economic Policy. I’ve already put this book on reserve at my local library, because it focuses well on some the key reasons why as a country we have… Read More »
Dave Ramsey’s FPU Class, Insurance Lesson
The Dave Ramsey Financial Peace University multi-week class has an entire lesson on insurance, or risk management. Wisdom with insurance is key to financial planning to protect the things we own or our family from risk, using as few dollars as possible. To underline a few items from this lesson, and a few things I have a little… Read More »
Wrongful Foreclosure Compensation Deadline Approaching
If you’re one of the millions of people who’ve faced losing your home through a wrongful foreclosure, you might get help, but you must act quickly. Homes that were foreclosed on in 2009 and 2010 should find out about the free Independent Foreclosure Review (IFR) process. The IFR process is by the Office of the Comptroller of the Currency… Read More »
Home Vacuum, and Steam Vac Great Values
Floor vacuum cleaners seem to be a controversial topic these days. I know people who have very strong opinions about their Dyson, Hoover, Oreck, Eureka, Dirt Devil, Rainbow or Kirby. Prices can vary from about a $100 to over a thousand dollars. I have heard people who tell me they really love this or that… Read More »
Is Loaning to Friends a Good Idea?
Often I am asked what I think about loans between friends or family. There are usually two reasons where I see this happening, either to help bail someone out of a difficult financial situation or as way for the lender to earn interest, while helping a friend reduce their debt. If the motive is purely… Read More »
Car Headlight Restorer a Great Value
I’m a car guy, and since I like to keep my car nice it has always driven me crazy that the xenon headlight lense covers were no longer crystal clear, but yellow and brown. They didn’t shine as bright either, since the aged plastic filtered the light. I drive a 1999 Toyota vehicle with over 285,000… Read More »
Myths and Facts About the Gold Standard
If you didn’t catch the article in Saturday’s Wall Street Journal “The Myths and Facts About the Gold Standard” and the intermingling of politics and economics interests you then you might want to. The Gold Standard is a monetary policy that basis the value of currency a country issues on the value of gold that… Read More »
The Low Hormone Rip-Off
Radio and Television is awash with silly advertisements aimed at anyone in their 40’s or older, to get you to buy supplements to counter the affect of lower hormones as we age. The ads ask if you are fatigued, depressed, low sex drive, gaining weight or generally have a feeling of malaise. These ads appeal to… Read More »
IRA Withdrawal Rules
Traditional IRAs which I wrote about a few days ago are good for supplementing ones retirement, providing current tax deductions, and growing tax-deferred until retirement. However, when someone wants to use the money for retirement or other needs they should be conscious of the rules and limitations to avoid tax penalties. Let me say at the… Read More »
Best and Worst Fitness Values
Investing in physical fitness is smart, being in better health not only means feeling better, and having less stress, it saves money on doctors bills. Healthier people not only get fewer colds and flu, they have less disease and falling accidents. They spend less on prescriptions, and save time going to the doctor and pharmacy…. Read More »
