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Archive for the College Category

5 Vital Issues of Financial Planning for College Education

  For many people today, having a college education is a base requirement for obtaining a higher paying career. However, college costs continue to increase many times the average inflation rate. Therefore, it is imperative to engage in College Education Financial Planning.   1.    Get a written financial plan.  Call a financial planner or obtain a… Read More »

How to Pick a College Major

Categories: College

Are you a youth and planning to go to college? Maybe you are an adult and want to go in a totally different direction in your career. Then there are those that want to stay in the same industry but specialize in a particular area of study. Whichever group you are in, you need to… Read More »

14 Sources of Funding College and Calculators

Categories: College

College costs are going through the roof! You’ve seen the headlines. How are you going to pay for college, and what is going to cost you or your kids? A 4-year college costs on average  $21,447 for in-state public and $42,224 for private per year for tuition, room, and board. That’s a total of nearly $100,000 for… Read More »

Student Loan Articles

Categories: College

Here are a few very good and interesting student loan and college finance articles I’ve run across you might be interested to read: You Paid for College How? How Not to Blow it Financial Aid The Minuses of Parental Plus Loans

College Education Tax Deductions and Credits

Categories: College

If you have a child that will be going to college, it is a good idea to become aware of the various tax credits and deductions that may be available to you. These have been around a while; they include the HOPE Scholarship Credit and the Lifetime Learning Credit created by The Taxpayer Relief Act… Read More »

The Relationship of Education to Poverty

Categories: College

Interesting article in the Atlantic: College costs continue to rise, outpacing inflation, yet the cost to them and society is astounding: College graduates earn 80% more than high school graduates If US raised education performance South Korea’s level US economy would improve by more than $2 trillion (same as Italy) The impact of a good versus average teacher… Read More »

Student Loan Debt Tops $1 Trillion

Categories: College

The Financial Protection Bureau recently reported that total student debt topped $1 trillion last year (2011). They report that some of the reasons for the rise is a lot of Americans returning to college, instead of staying in the weak labor market. Tuition increases have continued especially considering cuts in state funding. Also many parents… Read More »

Federal Student Loan Repayment Options

Categories: College

Week #4 of Dave Ramsey’s Financial Peace University: Dumping Debt was a great motivating lesson. Since that class I have received numerous questions about Federal student loans. Therefore I put together the following brief about Federal Student Loans various repayment options to foster your additional research and consulting with your advisors. Please keep in mind, this… Read More »

Student Tax Breaks

Categories: College, Taxes

Most articles about college education planning provide valuable information for parents who are saving and investing for their children’s education, as well as various options for financial aid and student loans. However, what options are there for students that don’t qualify for aid and want to minimize student loans? This article in the Wall Street… Read More »

Coverdell Education IRA and 529 Explained?

Categories: College, D Ramsey

Following Dave Ramsey’s “From Fruition to Tuition” class, people often ask me about the education savings accounts and 529 plans.  It seems there is a little confusion.  Briefly… The Education Savings Account (ESA) and the Coverdell Education IRA are one and the same. They are accounts that are set up specifically to fund college education. They are… Read More »