Not Well Known Veteran’s Benefit
If you are a veteran who served in active duty, you may be eligible for a monthly VA pension. This is a benefit that I just heard about, and a lot of people are eligible for it, and since it isn’t widely know, many who are eligible don’t apply for it. I am far from… Read More »
When to Use Credit Counseling Agencies
US households debt service ratio is now down to 11.5 percent from a high of 14.0 percent, in the third quarter of 2007. People are making great strides to reduce or eliminate debt altogether. This is good news, however many people are still concerned about their debt. The conventional ways of debt reduction entail some… Read More »
Counting on Inheritances
Many people are counting on receiving an inheritance, therefore they don’t adequately make good financial plans. It isn’t unusual for some to not fund their retirement plans, because they think their parents are well off and will leave them enough money to live on. Parents though may not have as much money as we think… Read More »
Vacation Savings
I just returned from a much-needed vacation. Since it been many years since we had a real one, I underestimated some of the expense of it all. First of all we saved a lot on the beach house by getting a great deal, and we bought a lot of our food locally and took it… Read More »
Save on Clothes, With New Antiperspirant
Financial blogs like this usually don’t have recommendations about personal care products, but this one might save you some money. Do you throw clothes away by yellowing caused by deodorants and antiperspirants? Over the years it has really bothered me to toss out a light-colored favorite polo or white dress shirt that still had a lot… Read More »
Front versus Top Loading Washers and Dryers
Mary Hunt founder and publisher of Debt-Proof Living, a highly regarded organization consisting of interactive website, monthly newsletter, personal finance tools and almost 20 books, recently wrote about the front and top loading washer and dryer debate. I thought this information to be very valuable to people considering those new appliances. Dear Mary, In a… Read More »
How to Revive the Economy, Op-ed
The opening quote in Ron Kitchen’s book Community Capitalism is “The best social program in the world is a well-paying job with health care benefits and a retirement program (Ewing Kauffman).” struck me hard in light of the constant negative or trivial din in the media. The top story almost every night on the news… Read More »
Do the Rich Have Lower Ethics?
A recent study using various tests by the University of California at Berkeley, published in the Proceedings of the National Academy of Sciences, indicated that upper-class individuals were more likely to have unethical behavior compared to people of lesser means: “Upper-class individuals were more likely to break the law while driving, relative to lower-class individuals. In follow-up… Read More »
The Euro and Country Sovereignty, Op-ed
The Euro came into circulation 1999, as a common currency for 20 European countries. One of the main concerns or criticism was whether the member countries would lose sovereignty, or their rights to control its own affairs. The Euro is on the road to crashing, and many options are being debated about how to save… Read More »
The Price of Inequality, Trickle Up Economics?
Nobel prize-winning author and economist Joseph E. E. Stiglitz argues in his new book The Price of Inequality, economies suffer when societies lack opportunity for upward mobility, education and health care. He also cites evidence that the United States has less opportunity today than most other industrialized countries. Capitalists and conservatives argue against entitlements, which I… Read More »
