Do It Yourself Investing Options
You have some money to invest, and you are not sure where to turn? I get asked all the time, from people that have some money to invest and they don’t know where to turn. If they have several hundred thousand dollars or more, they can command more attention and higher levels of service, but… Read More »
Friday Blog Roundup
Around the financial blogosphere there were several noteworthy articles that I thought were worth reading: Free Money Finance is one of the premier financial blogs had a good listing of Best Cash Back Credit Cards, great help for those who use cards judicially, and want to earn more bucks back Five Cent Nickel has the Money-Saving… Read More »
Obama Versus Romney Tax Rates
The presidential race tax debate faces Romney’s lowering them 20% for all, versus Obama’s increasing them for those in middle to higher incomes. For quite a while the tax burden has continued to shift to higher income people, and those on the opposite end pay less and less taxes, per the Wall Street Journal. If you… Read More »
LeBron X $315 Nike Sneakers, Really!
Nike announced they will soon be releasing $315 dollar basketball shoes, named after the famous, or if you are from Cleveland infamous, all-star, Olympic Gold-Medal winning, national championship, basketball player. The shoes are great! They are endorsed by one of the top players in the game, LeBron James; they have a unique design; and they… Read More »
Roth IRA Withdrawal Rules
Roth IRAs which I wrote about a few days ago are good for supplementing one’s retirement and growing tax-deferred until retirement. This article doesn’t cover the rules regarding IRAs that were converted into Roths. The rules are quite a bit different, than they are for traditional IRAs withdrawals. The differences compel many to seriously consider Roth IRAs,… Read More »
Mid-Year Benchmark Rates of Return
My article entitled The Asset Allocation Style of Investing, highlighted this method of investing made popular from the study by Garry P. Brinson, Brian D. Singer, and Gilbert L. Beebower that found that over 91% of long-term portfolio performance is derived from the decisions made regarding asset allocation, and not market timing or security selection. In… Read More »
Should I Buy a SAAB?
A few days ago in a question and answer automobile section of the Wall Street Journal, a reader asked if it was okay to buy a SAAB. If you don’t already know, the Swedish automobile manufacturer filed for bankruptcy about a year ago. No one has yet to step up to the plate to buy… Read More »
Buy a Car to Save Money?
Does it make sense to buy a new used car that gets great mileage, compared to keeping an old heap, thinking that the gas savings will outweigh the cost of borrowing? Suppose an old family van isn’t needed anymore since the kids are out on their own. It could be tempting to consider alternatives, for… Read More »
Real Estate Rebounding?
Is the rumor true, is the real estate market rebounding? There are early indications that after years of depreciating values, prices in some areas are holding and are trickling up a bit. New homes being built are also on the incline. The inventories of houses for sale are the lowest in several years, increasing the sales rates… Read More »
Home Mortgage Good News
I’ve talked to several people who have been having difficulty staying current on their mortgage, some just over the past year, and others that have been struggling for several years that have qualified for help recently, and they are able to stay in their homes. Some have even been turned down for loan modifications and short-sales… Read More »
