12 Common Financial Mistakes to Avoid
Most common financial mistakes and roadblocks that hamper financial success In the last 40 years or so, financial common sense has flown out the window in our country. What happened? Our culture has changed. Today if we run out of money before the month ends, we charge our expenses, believing we’ll make it up next… Read More »
Part 3: How to Follow and Stay on Budget
Prior articles discussed 1.) Why you should have a budget 2.) What is a budget and how to get started. This article discusses how to follow a budget each month. Most people easily grasp the first two articles, but few people actually follow or stay on budget. For people who really need a budget but ultimately fail to stay… Read More »
Introducing the New eFinPLAN Website!
The eFinPLAN online financial planning Web site is entirely new this autumn! We are very excited about all the new things we are bringing you. This has been an almost 12-month project, and we are extremely pleased to make everything better for you. Here are some of the highlights: State-of-Art Web Design—More modern and easier to navigate,… Read More »
Legacy & Estate Planning for High Net Worth Individuals
Do you have a high net worth? When you add up the value of all of your real estate, investments and life insurance, is it in the millions, then this article might be for you. I always find it helpful to first look at some of the origins and developments of a subject. Estate planning is… Read More »
Preparing for Meeting with an Attorney for Estate Planning
Most people don’t have a will or trust, or it is out-of-date. Make it a goal this autumn to get your affairs in order. This article will help you prepare for meeting with your attorney for estate planning. When you meet they will ask you all sorts of questions, and for you to supply a lot… Read More »
What to do with Extra Paychecks
Many people are paid every two weeks, so August may be one of the two months this year you will get an additional paycheck. If you are married and your spouse works outside of the home and paid the same way, then that may mean 2 extra paychecks this month. However, if you don’t plan, this money will… Read More »
Should You Buy Gold?
The most commonly asked question I get is, should I buy gold or some other precious metal like silver or platinum? The main reasons for driving interest in gold, are advertisements, the increased price of gold, and fear. There are a lot of commercials on TV and the radio, from companies that want to sell… Read More »
The Low Hormone Rip-Off
Radio and Television is awash with silly advertisements aimed at anyone in their 40’s or older, to get you to buy supplements to counter the affect of lower hormones as we age. The ads ask if you are fatigued, depressed, low sex drive, gaining weight or generally have a feeling of malaise. These ads appeal to… Read More »
Best and Worst Fitness Values
Investing in physical fitness is smart, being in better health not only means feeling better, and having less stress, it saves money on doctors bills. Healthier people not only get fewer colds and flu, they have less disease and falling accidents. They spend less on prescriptions, and save time going to the doctor and pharmacy…. Read More »