Most Popular MoneyEducate Personal Finance Articles of 2012
2012 was the first full year I have been consistently blogging at MoneyEducate, and the following articles were the some of the most popular ones of last year. This is a pretty good mix of articles about saving money and general financial planning topics. Hyundai and Kia overstated gas mileage Best and worst fitness values Low… Read More »
Car Power Plants Reviewed: Electric, Hybrid, Gasoline and Others
Have you thought about buying an all-electric vehicle, or hybrid with the costs of gasoline being so high. Maybe you are ecologically minded, and think electric power is better for the environment. Before you run out and buy an alternative fuel car, I thought it would be good to cover the advantages and disadvantages of… Read More »
The Fiscal Cliff Deal, Winners and Losers & What It Means To Your Personal Finances
The showdown in Washington over Federal taxes and spending ended with an agreement signed into law this week. Here are the losers and winners that we can see at this point. Further analysis is forthcoming of H.R.8 – American Taxpayer Relief Act of 2012, and will be reported to you later this month. Winners Overall Taxes: Joint… Read More »
Do you want to know what the fiscal fight is really about?
This is a non-partisan article about what the fiscal cliff fight is really about. It is a philosophical battle, but if you read the newspapers, and watch TV news, you will not get this story. Believe you me, I have watched and read many commentaries and opinions about this, but no one has yet to boil… Read More »
A Primer on Recession Indicators: Gross Domestic Product and Unemployment
Unemployment statistics are an important indicator of how our economy is doing; more people employed points to stronger business growth and to fewer people receiving government entitlements. However, this is a little difficult to track, since the government doesn’t really publish a combined statistic that truly indicates what is happening. Most people who study this… Read More »
Save Big on Hanes
Average quality, 100% cotton underwear seems to have really gotten expensive the last few years. While shopping for just basic plain white T-shirts we were amazed that a packet of 5 costs $34 at Sears and Kohls. Sometimes you can find where they are throwing in a extra shirt or briefs so you get 6… Read More »
Should You Buy Gold?
The most commonly asked question I get is, should I buy gold or some other precious metal like silver or platinum? The main reasons for driving interest in gold, are advertisements, the increased price of gold, and fear. There are a lot of commercials on TV and the radio, from companies that want to sell… Read More »
Can You Buy Life Insurance and Forget It?
Most people buy life insurance and seldom review it later. Here are 7 compelling reasons why a life insurance review is a great idea. Price: If you own term insurance, you may want to check to see if you can buy a new policy for a lower overall cost. Length: If you purchased a level premium… Read More »
How to Extend Term Life Insurance and Save Money By Layering Policies
Previously I wrote on reviewing your life insurance policies, today I describe a way to layer term life insurance to provide affordable life insurance protection for longer periods of time. As a review the most common forms of term life insurance are level term, and annually renewable term, both offer level death benefits: Level term life insurance’s premium… Read More »
Budgeting For Extra Charitable Donations
Here is a cool idea, consider adding a new category to your monthly budget for ‘special giving.’ While doing some budget planning with the program we use; YNAB, or You Need a Budget, I noticed for some months throughout the year, we gave to various causes. This was in addition to our regular giving. This got me… Read More »
