eFinPLAN Blog

Here you'll find no-nonsense advice to help you understand and manage every one of your pennies - from how to budget yourself out of debt to tips for selecting the right kind of insurance. We write every word ourselves so you'll know that the information you read here is accurate and practical!

3D Printers, What Will it Mean to Business and Your Investments?

Taking a reflective walk down memory lane about 3D printers, I find that it’s a short walk from my dentist to my laptop.  Several years, ago I had a cap glued onto a molar. It was created from several pictures relayed to a 3D laser that cast a duplicate of the missing top of my… Read More »

Do You Know The Best Ways to Protect Credit and Debit Accounts?

Life is busy, so sometimes people let their guards down when it comes to using credit cards safely. So here are 10 things you should do to help make sure no one steals your credit and debit card information: Use cash more often for such things as buying fast food and gasoline. Some thieves attach little card readers to… Read More »

Victim of the Target Data Breach? Here’s What To Do

Millions of Target customers as well as those of several other retailers recently were victims of data breaches over the holidays. If you were one of them, you should know what to do. If you used plastic at any of them, especially Target, monitor your account daily, login online, to check out if there any unauthorized charges…. Read More »

Merits of Auto Clubs Roadside Assistance and Maintenance

Auto clubs like AAA, MCA and Better World Club, offer very useful benefits, such as roadside assistance and towing. Many of them today are offering much more, including car repairs. In addition to clubs, other competitors have entered that market place, including credit-card issuers, insurance companies, car manufacturers, and oil companies. So before you buy,… Read More »

Details on the New FSA Rollover Rule for 2014

Do you have a special tax-advantaged savings account for health care expenses? There are several types of them to which the federal government permits employees and employers to contribute: Flexible Spending Accounts (FSA), Health Savings Accounts (HSA), Medical Savings Accounts (MSA), and Health Reimbursement Arrangements (HRA). HSAs are required to be offered in conjunction with High Deductible Heath… Read More »

5 Key Items to Help You Achieve Your Goals in 2014

Categories: Plan

Here is a great list of 5 things you can do, so that you WILL achieve your goals in 2014.  Most people don’t seem to be able to keep resolutions beyond a few months, but if you do these things I know you will reach your goals. Commit to Not Quit:  Whatever goals you set… Read More »

Bargain Grocery Shoppers to Get More Aldi’s

Categories: Groceries, Spend

These days there are many more techniques to shop for groceries, compared to our parents when we were kids. The latest one gaining in broader acceptance and use are the bargain chains. I will tell you about them and Aldi and their expansion plans in a moment, but lets review the various ways people shop… Read More »

Great Last Minute Gift Idea

Categories: Giving, Spend

I hate shopping, but I love to be creative. So when I got this idea for a gift, my heart leapt for joy!  Fun to do this, and glad that store was conquered. This year, on one side of our family, we are doing a minimal gift exchange for $25. It is so hard to… Read More »

Savings Throughout the House, Room by Room: Frugal Kitchen

Categories: Spend

Second article in a series featuring many ways to save money in every room of the house. From the basement to the attic: today’s article provides some tips for saving money in the kitchen. Countless articles here and other blogs cover ways to save using coupons and knowledge of the game of grocery shopping. So… Read More »

50% Off eFinPLAN for Veterans

Categories: Plan

I appreciate the service, commitment and sacrifice veterans have made to our country and its people.  To honor you, we are offering 50% off the regular cost of eFinPLAN of $49 semi-annual, so that all interested veterans can get a comprehensive financial plan for only $24.50. We created eFinPLAN in 2007 to help people obtain a… Read More »