How to Deal With Perceived Employment Age Discrimination
Is your age in the 50’s or 60’s, and you are looking for a new full-time or part-time job? Do you think you are unlikely to get hired because you are too old? Do you feel age discrimination is really big, and is a barrier when you go to an interview? Job applicants must learn how… Read More »
Should I Buy an Ereader? And The Benefits of Waiting
I love to read, so a few weeks ago I had a burning desire to purchase an Ereader. I had a lot of reasons for purchasing one, and came up with a great list of my rationale: Ease of getting a book and reading it without the delay of going to the bookstore or library… Read More »
Time to Check Your Car’s Battery
Fall always seems to be the best time for me check my car’s battery. You might want to also, if you don’t want to get stuck somewhere without a good battery. This is especially true for folks driving through not-so-safe neighborhoods now that it is getting dark much earlier, or up north in our cold… Read More »
Financial Thanksgiving
With Thanksgiving only one week away, I thought it would be good to have a financial Thanksgiving post; The attitude of being thankful is one of the foundational feelings we can have for helping us do well financially. When we are thankful for the things we have, we are content and are not in the… Read More »
Annuity Guarantees and Trusting Insurance Companies
Hartford Financial is seeking ways to lower its exposure on some annuity contracts it sold. Stories like this make people wonder if they can trust insurance companies, and believe the annuity guarantees. I believe though, most insurance companies are very trustworthy, and the income guarantees are good, but consumers need to be careful. Insurance is… Read More »
14 Ways to Save Gas
Gasoline prices have trickled down in the last few weeks, however they are still about double what they were 4 years ago, making it important to get the most mileage out of each gallon of gas as possible. Some of these tips come from “20 ways to save gas this summer” Popular Mechanics 7/2012 magazine. Here… Read More »
Do We Appreciate Businesses Enough?
The presidential campaign had me wondering which presidential candidate would have been the most pro-business. Investors in business might not think Obama is great for business, when you consider the 313 point drop in the DOW yesterday. Let me say at the outset that I am not taking political sides in this article. During the… Read More »
How to Drop Expensive PMI from Mortgage
PQVZCCWKQENX Private Mortgage Insurance (PMI) is expensive insurance that protects the lender if you foreclose, not you but you have to pay for it. It is required if you put less than 20% down when you purchase a new home, unless you can prove that your total equity is equal to or exceeds 20% (22%… Read More »
14 Sources of Funding College and Calculators
College costs are going through the roof! You’ve seen the headlines. How are you going to pay for college, and what is going to cost you or your kids? A 4-year college costs on average $21,447 for in-state public and $42,224 for private per year for tuition, room, and board. That’s a total of nearly $100,000 for… Read More »
How to Withdraw Funds from 401k Without Penalty
Question: I lost my job several months ago, and have exhausted my savings. However, I have some money in a 401(k) Plan from an old employer. I need to get to some of it to pay my rent, but I don’t want to pay tax on the entire amount in the Plan. What is the… Read More »
