eFinPLAN Blog

Here you'll find no-nonsense advice to help you understand and manage every one of your pennies - from how to budget yourself out of debt to tips for selecting the right kind of insurance. We write every word ourselves so you'll know that the information you read here is accurate and practical!

Expert Tips on Overcoming Financial Planning Barriers

Spot & Overcome Financial Planning Barriers The Society of Actuaries sponsored a study of financial planning for the Financial Literacy Group titled Barriers to Financial Advice for non-affluent Consumers. It was a pretty extensive white paper, and an article I wrote was quoted in this study. Obviously, they were looking for qualified authorities in this… Read More »

Why is the Luxottica Eyeglass Monopoly a Rip Off for Customers?

Avoid Eye Glass Rip-Offs and Save Money 60 Minutes article “Sticker Shock: Why are glasses so expensive?” is about what seems like, could be a monopoly in the eye-glass industry.  The story highlighted the largest company in the vision industry, Luxottica. It seems they severely inflate the cost we pay for eye-wear for corporate profits. Eye-glasses and frames only… Read More »

What are the Pros and Cons of Being Rich?

Wealth and Happiness In the back of our minds, it seems as if a lot of us have a desire to be rich. This thought reminds me of Tevye. The central character in the Tony (10) Award Winning Play, and Oscar (3) Winning Movie, Fiddler on the Roof, Tevye shows us his interesting story about poverty… Read More »

Why You Shouldn’t Worry About Your Stocks & Investments

Categories: Invest

The stock market has severely slumped this week 2014 has been a great year in the stock market. The Standard & Poor’s 500 (S & P) basket of stock of 500 companies hit an all time record this year when it closed at 2,011 August 26th. However, this week has been particularly bad for the S & P,… Read More »

Why Do Some Financial Professionals Love DIY Financial Planning?

When we rolled out eFinPLAN in 2007 offering financial planning to everyone, some financial planners reacted a little negatively. They feared that online financial planning was competing for their clients, or might miss some things. However, the current system of financial planning delivery, has its own gaps in service. And since online planning provides a… Read More »

Introducing the New eFinPLAN Website!

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Categories: News

The eFinPLAN online financial planning Web site is entirely new this autumn! We are very excited about all the new things we are bringing you. This has been an almost 12-month project, and we are extremely pleased to make everything better for you. Here are some of the highlights: State-of-Art Web Design—More modern and easier to navigate,… Read More »

Legacy & Estate Planning for High Net Worth Individuals

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Do you have a high net worth? When you add up the value of all of your real estate, investments and life insurance, is it in the millions, then this article might be for you. I always find it helpful to first look at some of the origins and developments of a subject. Estate planning is… Read More »

Preparing for Meeting with an Attorney for Estate Planning

Most people don’t have a will or trust, or it is out-of-date. Make it a goal this autumn to get your affairs in order. This article will help you prepare for meeting with your attorney for estate planning. When you meet they will ask you all sorts of questions, and for you to supply a lot… Read More »

Important Homeowners and Umbrella Insurance Facts

Property and Casualty insurance protects the things we own, such as our cars, homes, and businesses. It also protects areas with gaps in coverage such as professional and personal liability. This article will explore many of the major issues about homeowners and umbrella insurance. It will touch on some other insurance you should be aware… Read More »

Important Auto Insurance Facts

  Property and Casualty insurance protects the things we own, such as our cars, homes, and businesses. It also protects areas with gaps in coverage such as professional and personal liability. This article will explore many of the major coverage and savings issues about automobile insurance so that you can intelligently review your insurance coverage. Auto insurance… Read More »