Important Credit Score Information
This is a follow-up to an earlier article about an excellent series from The Columbus Dispatch about significant errors of credit agencies combining the credit history of other people, usually family members or others with similar names, that have bad credit. Some of the stories really blew my mind- click to read the full articles: Part… Read More »
Memorial Day
John 15:13 Greater love has no one than this: to lay down one’s life for one’s friends. Today we remember and are thankful for those in American history who have defended our country home and abroad in war. Listed here is a partial list of the wars and conflicts. No one is able to list the… Read More »
Learning to Cook to Save Money
Cooking is a lost art it seems these days. People today are very busy, working longer hours or multiple jobs, running children to events. Convenience and less hassle of fast food, and packaged meals are very tempting. Many people have gotten out of the habit, or never acquired skills in the kitchen. Family life suffers, as well… Read More »
Why did the Facebook IPO Fail?
The much followed initial public offering (IPO) of Facebook failed to be a runaway opening day success, by the way I warned you to be very cautious about IPOs like this on my February 1 2012 post. The first day of trading Friday May 18th, shares opened up at $42.50 about 11% higher than the… Read More »
How to save on groceries at 3 major chains
It is not easy for the novice grocery store shopper to find ways that each chain has it for you to save money. In Columbus Ohio where we live, the biggest chain grocery stores are Kroger, Giant Eagle and Meijer, and each one has tricky ways to sign up for or find special savings. We… Read More »
What does JP Morgan Chase’s loss mean to you?
There has been constant chatter about JP Morgan Chase’s $2 billion loss on the news, but what does it really mean to you with your personal finances? How will it affect you? If you own their stock, you have experienced at 12% reduction in value, but it will probably recover in time. If you bank… Read More »
Can we spend our way to prosperity?
A few years ago, researchers discovered that most people driving on highways in blinding fog, drive much faster than they can see ahead, and even some people actually drive faster. When it comes to debt some exhibit the same behavior: debt is increasing, but we don’t slow down life, somehow like the fog, we think… Read More »
The Essentials of Life Insurance
Life Insurance Defined Insurance providing for payment of a sum of money to a named beneficiary upon the death of the policyholder. In other words, it is insurance of a risk (death) to replace the financial loss suffered by those dependent on the deceased. History of Life Insurance Life insurance is nothing new, its history… Read More »
Renting Prosperity
A few days ago the Wall Street Journal had a very interesting and thought provoking article “Renting Prosperity.” This fascinating article may interest you if you: Are renting and considering buying Used to own a home, but are renting now Wonder about the effect of the housing crisis on people’s buying and renting trends
Retiree Health Care Costs Increasing
According to a study by Fidelity Investments a couple retiring this year will incur $250,000 in costs not covered by Medicare Parts A and B. Those with medi-gap or employer based retiree health insurance will have less expenses. Many companies today either do not provide or are cutting back on retiree health care, so they probably… Read More »