Before You Bargain Hunt
Before You Bargain Hunt, Consider This… Everyone is looking for a way to save money. Companies are taking advantage of this by promoting their best “bargains” to the fullest and people are scouring thrift shops for a used version of anything they need. However, not all bargains are created equal. There are some things that… Read More »
Low Cost Smartphone Alternatives
Good article in the Wall Street Journal about some good alternatives to the expensive full featured smartphones. Those on an extremely tight budget may want to avoid these all together, and stick with a regular phone to save themselves high monthly data usage bills, unless they really need one for business. The monthly savings could… Read More »
Knowing where to make your cuts
Guest post by Georgia Dalsum Budgeting – Knowing Where to Make Your Cuts If you’re struggling financially, cutting your expenses is the first step toward regaining financial control. With less money going out, more money can go toward your necessary expenses to catch up and solidify your financial ground. But where do you make your… Read More »
Dave Ramsey Financial Peace University Class is Awesome
Best selling author, nationally syndicated radio financial expert, motivational speaker, and creator of Financial Peace University financial education class Dave Ramsey is an amazing guy with a great institution. Operating under the Lampo group in the Nashville Tennessee area, Dave has grown his company over the last 20 years employing hundreds of people serving millions… Read More »
Retailers to Avoid
Retailers are a dime a dozen so I can be choosy who I decide to deal with. Here are the top things that turn me off and others that attract me to do business with them: Retailers to Avoid Those that make big claims that they always have the lowest price. I never trust this… Read More »
Lender Reduced Interest Rate to 1% for Veteran
I just spoke to a good friend and veteran in Columbus Ohio that has a mortgage with JP Morgan Chase for 30 years at just over 6%. Chase lowered their interest rate to 1% for 3 years, which made their monthly payment drop by about $400. They were told that this was a special program… Read More »
What is the worst financial advice you have been given?
Someone once gave me advice when I was young and eager in business, to live just below my means. Have a nice car and loan to go with it, and other niceties of life, I was told that this would motivate me to succeed. He said that living on the edge this way would keep… Read More »
When to Pay off Your Mortgage
There is quite a bit of miss-information when it comes to whether someone should pay-off their mortgage. On one hand it is wise to have as a goal to someday have a mortgage free home, especially as one enters the retirement years, and minimizing of cash flow and simplification are goals. Many people wonder if… Read More »
Annual Cost of Gasoline
With gasoline hitting or exceeding $4 per gallon in many parts of the country, it is important to consider your annual cost of gas when purchasing a new or used car. In 2009 gas was less than $2 per gallon, and it seems that we have gotten used to the current costs. With the price… Read More »
Money Etiquette: 6 Mistakes to Avoid
The other day Dave Ramsey’s newsletter had the Money Etiquette: 6 Mistakes to Avoid, I thought they were pretty good, funny and worth sharing. Dave’s newsletters are really good and worth signing up for (they’re free): Tipping poorly. Dear Mr. Bad Tipper: Nothing says, “Thank you for taking my order, bringing my food, refilling my… Read More »