Archive for posts by Kent Irwin

Why is the Luxottica Eyeglass Monopoly a Rip Off for Customers?

Categories: Spend

Avoid Eye Glass Rip-Offs and Save Money 60 Minutes article “Sticker Shock: Why are glasses so expensive?” is about what seems like, could be a monopoly in the eye-glass industry.  The story highlighted the largest company in the vision industry, Luxottica. It seems they severely inflate the cost we pay for eye-wear for corporate profits. Eye-glasses and frames only… Read More »

What are the Pros and Cons of Being Rich?

Wealth and Happiness In the back of our minds, it seems as if a lot of us have a desire to be rich. This thought reminds me of Tevye. The central character in the Tony (10) Award Winning Play, and Oscar (3) Winning Movie, Fiddler on the Roof, Tevye shows us his interesting story about poverty… Read More »

Legacy & Estate Planning for High Net Worth Individuals

Do you have a high net worth? When you add up the value of all of your real estate, investments and life insurance, is it in the millions, then this article might be for you. I always find it helpful to first look at some of the origins and developments of a subject. Estate planning is… Read More »

Preparing for Meeting with an Attorney for Estate Planning

Most people don’t have a will or trust, or it is out-of-date. Make it a goal this autumn to get your affairs in order. This article will help you prepare for meeting with your attorney for estate planning. When you meet they will ask you all sorts of questions, and for you to supply a lot… Read More »

Important Homeowners and Umbrella Insurance Facts

Property and Casualty insurance protects the things we own, such as our cars, homes, and businesses. It also protects areas with gaps in coverage such as professional and personal liability. This article will explore many of the major issues about homeowners and umbrella insurance. It will touch on some other insurance you should be aware… Read More »

Important Auto Insurance Facts

  Property and Casualty insurance protects the things we own, such as our cars, homes, and businesses. It also protects areas with gaps in coverage such as professional and personal liability. This article will explore many of the major coverage and savings issues about automobile insurance so that you can intelligently review your insurance coverage. Auto insurance… Read More »

Understanding Investment Types and Accounts

One thing that confuses a lot of investors are the various types of Investment Accounts. This article will help people identify and distinguish between them, whether they are retirement (qualified) and non-qualified accounts, in addition to IRAs and college education accounts. This article will help you understand the difference between them, what they are designed… Read More »

Fundamentals of Investing

Categories: Invest

Investment management seems to be hard to understand, but it doesn’t have to be. We will examine the three different investment management methods, as well as risk and asset classes. We will also discuss practical steps to begin constructing your investment portfolio. Investment Management has sometimes been defined as: Managing assets and resources in relationship to your… Read More »

Problems with Debt & How to Get Out of It

Eliminating all non-mortgage debt should be one of your top financial goals A lot of debt spells disaster for most people’s financial plans, and it should be avoided at all costs. These are the top 8 reasons why having a lot of debt can be harmful:  Debt works against wealth building: High interest loan payments… Read More »

The Reasons and Costs of Over-Borrowing

The concept of debt management is especially important today as Americans are saving less and are further in debt than at any other time in our history. Why do people over-borrow and what is the ultimate cost? Reasons for Growing Debt Level. Americans owe more and are saving less than at any other time in modern history…. Read More »