Archive for the Spend Category

Guest post by Georgia Dalsum Budgeting – Knowing Where to Make Your Cuts If you’re struggling financially, cutting your expenses is the first step toward regaining financial control. With less money going out, more money can go toward your necessary expenses to catch up and solidify your financial ground. But where do you make your… Read More »

Our city (Columbus Ohio) is 4 days into an electrical outage for nearly half the city. Our power through American Electric Power continues to come and off, giving us some relief, but never sure if we should buy ice or move refrigeratable goods to our parent’s units.  My wife and I are experiencing some benefits and… Read More »

I just returned from a much-needed vacation. Since it been many years since we had a real one, I underestimated some of the expense of it all. First of all we saved a lot on the beach house by getting a great deal, and we bought a lot of our food locally and took it… Read More »

Financial blogs like this usually don’t have recommendations about personal care products, but this one might save you some money. Do you throw clothes away by yellowing caused by deodorants and antiperspirants? Over the years it has really bothered me to toss out a light-colored favorite polo or white dress shirt that still had a lot… Read More »

Mary Hunt founder and publisher of Debt-Proof Living, a highly regarded organization consisting of interactive website, monthly newsletter, personal finance tools and almost 20 books, recently wrote about the front and top loading washer and dryer debate. I thought this information to be very valuable to people considering those new appliances. Dear Mary, In a… Read More »

Cooking is a lost art it seems these days. People today are very busy, working longer hours or multiple jobs, running children to events. Convenience and less hassle of fast food, and packaged meals are very tempting. Many people have gotten out of the habit, or never acquired skills in the kitchen. Family life suffers, as well… Read More »

It is not easy for the novice grocery store shopper to find ways that each chain has it for you to save money. In Columbus Ohio where we live, the biggest chain grocery stores are Kroger, Giant Eagle and Meijer, and each one has tricky ways to sign up for or find special savings. We… Read More »

A few years ago, researchers discovered that most people driving on highways in blinding fog, drive much faster than they can see ahead, and even some people actually drive faster. When it comes to debt some exhibit the same behavior: debt is increasing, but we don’t slow down life, somehow like the fog, we think… Read More »

There are many times throughout the year to buy certain items, or to check on things that might save you money! The Spring is a good time to buy a refrigerator, since that is when new models come out and manufacturers are trying to get rid of old models The Fall is a good time… Read More »

Merriam-Webster named Austerity as the word of the year in 2010, but these days it isn’t a word we use often. Dictionary.com defines it as 1. austere quality; severity of manner, life, etc.; sternness. 2. Usually, austerities.  ascetic practices: austerities of monastery life. 3. strict economy. I like the definition of Financial Austerity from Wikipedia: is a… Read More »