Coverdell Education IRA and 529 Explained?
Following Dave Ramsey’s “From Fruition to Tuition” class, people often ask me about the education savings accounts and 529 plans. It seems there is a little confusion. Briefly… The Education Savings Account (ESA) and the Coverdell Education IRA are one and the same. They are accounts that are set up specifically to fund college education. They are… Read More »
Dave Ramsey’s 12% Return Rate Realistic?
Recently a small group leader of our current Dave Ramsey Financial Peace University Class asked me: “I have been getting some questions in my group and I have been wondering myself, Dave is a big supporter of mutual funds for savings and I agree I have some myself; however, with interest rates being what they are, is… Read More »
