Comparison of Public Pensions to 401(k)s
There as been a lot of talk lately about retirement pension plans for public employees. Public employees being any state, city or county employee. Interesting article in the Wall Street Journal today comparing public pensions to private workers with 401(k)s.
14 Ways to Increase Cash Flow
What are your financial goals for 2012? Maybe you want to go on vacation, fund your emergency savings so that unplanned expenses don’t set you back, repay debt so that you don’t feel the burden of living paycheck-to-paycheck, put more money into retirement and college savings, help your family more, give more to charity. But you are wondering how you… Read More »
Low cost savings tips on heating bills: Electric space heaters and more
In colder climates if your average heating bill is $200 per month, for 5 months, then your total cost is $1,000, then a 20% savings is only going to save you $200. So if you are on a tight budget you will be looking for low-cost ways to save on utility bills. Here are a… Read More »
Madhoff Insurance: Personal Accountability & Due-Diligence
Yesterday’s blog referred to an article about some great investment books for those that want to become more engaged in their investing; more and more people today are doing their own investing, or at the least becoming more informed so that they are partnering with investment professionals in the investment process. Today I want to… Read More »
Best Investment Book Recommendations
I stumbled upon this blog article about the Best Investment Book Recommendations. These books look to be great reads for those who want to be engaged in the investment process, whether doing it themselves or having a professional help them. Financial planning is more of a partnership today, with clients becoming more educated about financial matters…. Read More »
4 Free Online Budgeting Tools
Shelley Elmblad reviewed 5 Free online budgeting tools on her column at the Examiner.com. This is great reading if you are considering starting and following a budget for 2012.
Tax Cut Deal Agreed to
The House plans to vote on a new version of the Senate-passed bill to extend the payroll tax cut that was set to expire January 1st. What this means immediately to your personal finances is that your net take home pay decrease remains at least for a couple more months, by not reverting to the 6.2% regular… Read More »
Long Term Care Planning
The odds of a person needing long-term care when they are older depends upon a number of factors, some reports say that the odds of someone needing nursing home care are over 50% for those 65 or older. A 2007 USA Today article said that 7.4% of Americans aged 75 and older are in nursing homes in… Read More »
Unions Win More Freedom to Organize
Article in today’s Wall Street Journal about Unions Won More Freedom to Organize. This is a win for labor, and a loss for big business, however time will tell if giving more power to unions will lead to more of them organizing, and effect business growth and their hiring. Most people though are concerned about… Read More »
Bank Of America To Pay $335 Million In Fair Lending Case
Fox reported today that Bank Of America To Pay $335 Million Settlement In Fair Lending Case | Fox News to resolve allegations that its Countrywide unit engaged in discrimination of African-American and Hispanic borrowers.
