Archive for posts by Kent Irwin

Bargain Grocery Shoppers to Get More Aldi’s

Categories: Groceries, Spend

These days there are many more techniques to shop for groceries, compared to our parents when we were kids. The latest one gaining in broader acceptance and use are the bargain chains. I will tell you about them and Aldi and their expansion plans in a moment, but lets review the various ways people shop… Read More »

Great Last Minute Gift Idea

Categories: Giving, Spend

I hate shopping, but I love to be creative. So when I got this idea for a gift, my heart leapt for joy!  Fun to do this, and glad that store was conquered. This year, on one side of our family, we are doing a minimal gift exchange for $25. It is so hard to… Read More »

Savings Throughout the House, Room by Room: Frugal Kitchen

Categories: Spend

Second article in a series featuring many ways to save money in every room of the house. From the basement to the attic: today’s article provides some tips for saving money in the kitchen. Countless articles here and other blogs cover ways to save using coupons and knowledge of the game of grocery shopping. So… Read More »

50% Off eFinPLAN for Veterans

Categories: Plan

I appreciate the service, commitment and sacrifice veterans have made to our country and its people.  To honor you, we are offering 50% off the regular cost of eFinPLAN of $49 semi-annual, so that all interested veterans can get a comprehensive financial plan for only $24.50. We created eFinPLAN in 2007 to help people obtain a… Read More »

Savings Throughout the House, Room by Room: Laundry Room

Categories: Spend

Second article in a series featuring many ways to save money in every room of the house. From the basement to the attic: today’s article provides two great ways to save money in the laundry room: detergent and spot remover. Laundry detergent can be rather expensive, easily costing $10 or much more for your typical… Read More »

Savings Throughout the House, Room by Room: Basement

Categories: Spend

This series of several articles will feature ways to save money in every room of the house. From the basement to the attic, including the kitchen, bathroom, laundry room, closets and garage. Sometimes money savings articles can be hard to follow, because they connect various areas of life, but for those of us that are… Read More »

What to do with Extra Paychecks

Categories: Wills

Many people are paid every two weeks, so August may be one of the two months this year you will get an additional paycheck. If you are married and your spouse works outside of the home and paid the same way, then that may mean 2 extra paychecks this month.  However, if you don’t plan, this money will… Read More »

Great Articles from InvestSense

Categories: Invest

I have been following the blog InvestSense, written by a full time financial planner and investment adviser, and an attorney, for a few years now. I find his articles refreshingly frank, helpful, non-self promoting, educational and intelligent- cutting through much of the baloney the investment consumer stumbles upon in the media or from some firms…. Read More »

The Power of Negative Thinking

This article kind of flies in the face of the popular feel good ‘positive thinking’ philosophy, but before you jump to any conclusions, read on. Also, this has many ramifications to personal finances, which I will get to at the end of the article. The Power of Positive Thinking made popular by Norman Vincent Peale in… Read More »

The Insanity of Long-Term Car Loans

It has been reported that 7 and 8 year car loans are becoming the norm. This isn’t surprising, when you consider that the cost for a new mid-size family car, mini-van, hybrid, or small SUV can easily be $25,000, and it is not uncommon that if nice features are added they can easily cost $30,000… Read More »